With nearly 1,350 miles of coastline and a subtropical climate, Florida is a boat lover's paradise year-round. Whether you enjoy fishing, sailing, or just being out on the water, Boyett Insurance Agency of Dade City, Florida can deliver the coverage you need to protect you from the risks associated with owning, operating, and transporting your boat. A boat insurance policy will give you peace of mind so that you can enjoy your time on the water.
A standard boat insurance policy covers liability and damages in the event of an accident. The Boyett Insurance Agency offers coverage for a variety of boats such as houseboats, jet boats, sail boats, bow riders, bass boats, cuddy cabins and fishing boats. The coverage you need will depend on your specific boat. Homeowner's policies will sometimes cover boats, but often come with restrictions on boat size that limits coverage. Only with a separate boat insurance policy will your boat have adequate protection in Dade City.
Boat Insurance Coverage
- Damage to your boat including the sails, hull, machinery, motor, and trailer
- New boat replacement
- Medical payments
- Wreck removal
- Damage to other boats and property caused by your boat
- Bodily injury to another person
- Fuel spill liability
Like most other insurance policies, there are optional coverages that you may want to consider adding to your boat insurance policy. The team at Boyett Insurance Agency can help you determine any additional coverage you may need or want based on the type of boat you have. Some of these optional policy additions include coverage for personal property, fishing equipment, personal protection from injury caused by an uninsured boater, and a number of towing options both on and off the water.
If your boat is over 26 feet long, it is most likely classified as a yacht. Due to their size, yachts tend to have larger navigational ranges and face more hazards in the water. Therefore, insurance coverage for yachts tends to be more complex than policies for standard boats. The team at Boyett Insurance Agency in Dade City can answer any questions you may have regarding the differences between yacht and boat insurance policies.
Not only can we help you find the policy you need, we'll find additional discounts available for that policy to save you money. You may qualify for a discount on your boat insurance policy if you own your own home, pay your policy premium for the year up front, or have completed an approved boat safety course. Contact one of our agents today at (352) 521-3030 or use our Boat Insurance Tool to see how we can help you save money on your boat insurance.
Boyett Insurance Agency specializes in the following insurance throughout Dade City, Tampa Bay, Zephyrhills, Webster, and Brooksville, Florida: