Boyett Insurance Agency offers mobile and manufactured home insurance throughout Dade City, Tampa Bay, Brooksville and the surrounding Florida neighborhoods. Mobile and manufactured home insurance provides coverage for your home, personal belongings, personal liability, and other structures. You may recognize many similarities to homeowners insurance, however mobile and manufactured homes are different than other homes, and therefore require unique insurance. The team at Boyett Insurance Agency is here to help you understand the many coverages that a mobile home insurance policy will offer.
As with most insurance policies, mobile home insurance provides a number of standard coverages along with optional coverages to pick and choose from to meet your individual needs.
Property Coverage – This coverage protects the physical structure of your home from most causes of damage unless specifically excluded in the policy. Other structures may also be covered under your policy such as sheds or garages that are separate from the home itself.
Personal Property – Your personal belongings inside your home such as furniture and electronics will be covered by this type of insurance. These items may also be covered if damaged outside of your home.
Personal Liability – Liability insurance protects you if someone were to be injured on your property and you are legally responsible for the accident.
In many cases, standard coverages don’t meet your personal needs, which is why there are a number of optional coverages available to mobile home owners.
These optional coverages include:
- Trip coverage for when your home is being transported from the manufacturing facility.
- Identity fraud coverage in the event your identity is stolen
- Earthquake coverage
- Flood coverage
- Coverage for lawns, plants, and trees
- Debris removal
- Coverage for satellite dishes and related systems
- Increased coverage for expensive personal items such jewelry and watches
- Replacement cost coverage
Mobile and manufactured home owners can take advantage of a number of discounts to save on monthly insurance premiums. Our team of experts will help you find all of the discounts you qualify for, but here are some of the most common discounts available:
- Multi-policy discount for bundling multiple policies with the same carrier
- Original owner discount for being the original owner of your mobile home
- Protective device discounts for installing home security systems and similar devices
Contact Boyett Insurance Agency for any questions you may have about the many coverages available for mobile and manufactured homes throughout Florida. We work closely with each and every one of our clients to find them the best rates available with the coverages they need. For a competitive quote or more information, please call us at 352-521-3030 or use our Home Insurance Tool to get started!
Boyett Insurance Agency specializes in the following insurance throughout Dade City, Tampa Bay, Zephyrhills, Webster, and Brooksville: